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Published Articles >> Table of Contents >> Abstract
2004 IEEE International Conference on E-Commerce Technology (CEC'04)
pp. 236-243
On Designing a Flexible E-Payment System with Fraud Detection Capability
Antoinette Leung, Companhia de Telecomunicacoes de Macau
Zhuang Yan, Universidade de Macau
Simon Fong, Universidade de Macau
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DOI Bookmark: http://doi.ieeecomputersociety.org/10.1109/ICECT.2004.1319739
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| Abstract |
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Nowadays security measures especially fraud
detection has become an imperative issue in the design of
online payment systems. In addition to standard network
security schemes such as data encryption and firewalls,
payment systems with internal logics that are capable of
detecting fraud transaction, and even potential fraud
transactions are preferred by both users and solution
providers. Currently on the market one can easily
purchase a software package for implementing an e-payment
system with most standard payment functions.
Fraud detection capability, usually implemented as an
extra add-on internal logic in the system, however is not
included in most packages. It would have to be built in-house.
This paper sheds some light on the designing
issues on this add-on fraud detection module, namely
Fraud Detection Manager. The design is based on the
concept of atomic transactions called Coupons that we
implemented in e-wallet accounts. This is a relatively
simple approach to deter fraud and resolve dispute
without the use of digital signing [1]. Some issues in
handling fraud transactions are discussed from our
experiences in operating a commercial e-wallet service.
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 Additional Information
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Citation:
Antoinette Leung, Zhuang Yan, Simon Fong,
"On Designing a Flexible E-Payment System with Fraud Detection Capability,"
cec,
pp. 236-243,
2004 IEEE International Conference on E-Commerce Technology (CEC'04),
2004
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